If you are not sure exactly how to refinance a second mortgage, the step-by-step instructions shown below should help: Determine whether or not refinancing is in your best interests financially. Your interest rate should drop, even if your main purpose is to refinance the second mortgage to obtain some extra cash to pay off high interest debt.
Examine two scenarios: (1) your financial position as it stands now and (2) your financial position if the second mortgage is refinanced.
Refinancing a second mortgage is typically much easier than refinancing a first mortgage and may result in a lower interest rate.
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