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Unlike rivals, our tables are free from commercial bias and our savings expert strips out deals with catches so you always get the best account...

SAVINGS Cash Isas Barclays Tax Haven pays 6.25%, but this includes a 1 percentage point bonus which you lose after a year.

And you cannot transfer in existing cash Isa balances.

Skipton pays 4.08% (5.1%) to those over 50 and retired — you must have part of your pension paid into the account.

Nationwide's Monthly Income 60 pays 3.97% (4.96%), and you need to have a pension paid into the account and open a current account, into which your interest is paid.

But its older Web Saver pays as little as 3.28% (4.1%).